Economic incentives in the decision of individuals and companies to operate in the formal or informal sector: popular insurance and collection efficiency. Panorama Económico, [S. l.], v. 11, n. 21, p. 122–150, 2015. DOI: 10.29201/peipn.v11i21.373. Disponível em: https://revistapanoramaeconomico.mx/index.php/PE/article/view/373. Acesso em: 27 mar. 2026.